Many people hesitate to draw up a will or estate plan. Estate planning can be confusing and overwhelming, and it’s natural to want to put it off. But think of it this way: If you don’t have an estate plan, the State has one for you. Unfortunately, the State’s plan isn’t a very good one. It is much better to create your own estate plan so that you control how your assets will be handled. If you do not have a will, you are what the State calls “intestate.” In this scenario, you